Insuring clause

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Free look

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Consideration clause

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Probationary period

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Elimination period

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Waiver of premium

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Exclusions and limitations

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Preexisting conditions

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Coinsurance

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Deductibles

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Eligible expenses

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Copayments

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Pre-authorizations and prior approval requirements

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Usual, reasonable, and customary (URC) charges

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Lifetime, annual, or per cause maximum benefit limits

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