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2024-2025 Law and Ethics Update: 214
2024-2025 Law & Ethics Update for 214 License: Life & Variable Annuities.
Language: English | Category: Continuing Education
Tracking number: 132317
Credit hours • 4 hours
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Course pack
FL-214: Life
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What you will learn
Gain a comprehensive understanding of consumer protection laws relevant to the insurance industry
Enhance knowledge of compliance essentials to ensure adherence to regulatory standards
Stay updated with the latest regulatory changes affecting the insurance sector
Deepen understanding of insurance laws specific to Florida, ensuring state specific compliance
Build a strong foundation of essential concepts in life and variable annuities
Learn structured course guidelines to maximize learning and application of course content
Receive an overview of the course to understand its scope and objectives
Master the basics of variable annuities, including their features and benefits
Compare and contrast variable annuities with fixed annuities to make informed decisions
Explore the principles of ethics in insurance to promote integrity and professionalism
Course Content
Regulatory Awareness
Regulatory Awareness
Jurisdiction of Duties and Responsibilities
Jurisdiction of Duties and Responsibilities
Chief Financial Officer (CFO) - Role, functions, and responsibilities in insurance oversightChief Financial Officer (CFO) - Role, functions, and responsibilities in insurance oversightPractice now!
Chief Financial Officer (CFO) - Role, functions, and responsibilities in insurance oversight
Chief Financial Officer (CFO) - Role, functions, and responsibilities in insurance oversight
Chief Financial Officer (CFO) - Interaction with other regulatory bodiesChief Financial Officer (CFO) - Interaction with other regulatory bodiesPractice now!
Chief Financial Officer (CFO) - Interaction with other regulatory bodies
Chief Financial Officer (CFO) - Interaction with other regulatory bodies
Department of Financial Services (DFS) - Overview of structure and divisionsDepartment of Financial Services (DFS) - Overview of structure and divisionsPractice now!
Department of Financial Services (DFS) - Overview of structure and divisions
Department of Financial Services (DFS) - Overview of structure and divisions
Department of Financial Services (DFS) - Regulatory authority in insuranceDepartment of Financial Services (DFS) - Regulatory authority in insurancePractice now!
Department of Financial Services (DFS) - Regulatory authority in insurance
Department of Financial Services (DFS) - Regulatory authority in insurance
Department of Financial Services (DFS) - Role in consumer protectionDepartment of Financial Services (DFS) - Role in consumer protectionPractice now!
Department of Financial Services (DFS) - Role in consumer protection
Department of Financial Services (DFS) - Role in consumer protection
Office of Insurance Regulation (OIR) - Functions and scope of OIROffice of Insurance Regulation (OIR) - Functions and scope of OIRPractice now!
Office of Insurance Regulation (OIR) - Functions and scope of OIR
Office of Insurance Regulation (OIR) - Functions and scope of OIR
Office of Insurance Regulation (OIR) - Regulatory authority over insurance companiesOffice of Insurance Regulation (OIR) - Regulatory authority over insurance companiesPractice now!
Office of Insurance Regulation (OIR) - Regulatory authority over insurance companies
Office of Insurance Regulation (OIR) - Regulatory authority over insurance companies
Office of Insurance Regulation (OIR) - Compliance monitoring and enforcementOffice of Insurance Regulation (OIR) - Compliance monitoring and enforcementPractice now!
Office of Insurance Regulation (OIR) - Compliance monitoring and enforcement
Office of Insurance Regulation (OIR) - Compliance monitoring and enforcement
Office of Financial Regulation (OFR) - Role of OFR in financial and insurance marketsOffice of Financial Regulation (OFR) - Role of OFR in financial and insurance marketsPractice now!
Office of Financial Regulation (OFR) - Role of OFR in financial and insurance markets
Office of Financial Regulation (OFR) - Role of OFR in financial and insurance markets
Office of Financial Regulation (OFR) - Relationship with insurance professionalsOffice of Financial Regulation (OFR) - Relationship with insurance professionalsPractice now!
Office of Financial Regulation (OFR) - Relationship with insurance professionals
Office of Financial Regulation (OFR) - Relationship with insurance professionals
Office of Financial Regulation (OFR) - Key regulatory powers and responsibilitiesOffice of Financial Regulation (OFR) - Key regulatory powers and responsibilitiesPractice now!
Office of Financial Regulation (OFR) - Key regulatory powers and responsibilities
Office of Financial Regulation (OFR) - Key regulatory powers and responsibilities
Licensing Requirements
Licensing Requirements
Appointment - Procedures for securing an appointmentAppointment - Procedures for securing an appointmentPractice now!
Appointment - Procedures for securing an appointment
Appointment - Procedures for securing an appointment
Contact Information - Requirements for licenseesContact Information - Requirements for licenseesPractice now!
Contact Information - Requirements for licensees
Contact Information - Requirements for licensees
Insurance Agency Licensing - Licensing process for agenciesInsurance Agency Licensing - Licensing process for agenciesPractice now!
Insurance Agency Licensing - Licensing process for agencies
Insurance Agency Licensing - Licensing process for agencies
Transfer, Surrender, and Termination of Licensing - How to transfer a license to a new agencyTransfer, Surrender, and Termination of Licensing - How to transfer a license to a new agencyPractice now!
Transfer, Surrender, and Termination of Licensing - How to transfer a license to a new agency
Transfer, Surrender, and Termination of Licensing - How to transfer a license to a new agency
Grounds for License Refusal, Suspension, or Revocation - Statutory grounds for license denialGrounds for License Refusal, Suspension, or Revocation - Statutory grounds for license denialPractice now!
Grounds for License Refusal, Suspension, or Revocation - Statutory grounds for license denial
Grounds for License Refusal, Suspension, or Revocation - Statutory grounds for license denial
Duties of Licensed vs. Unlicensed Personnel - Scope of duties for licensed personnelDuties of Licensed vs. Unlicensed Personnel - Scope of duties for licensed personnelPractice now!
Duties of Licensed vs. Unlicensed Personnel - Scope of duties for licensed personnel
Duties of Licensed vs. Unlicensed Personnel - Scope of duties for licensed personnel
Advertising - DFS rules for advertising insurance productsAdvertising - DFS rules for advertising insurance productsPractice now!
Advertising - DFS rules for advertising insurance products
Advertising - DFS rules for advertising insurance products
Recordkeeping - Importance of accurate recordkeepingRecordkeeping - Importance of accurate recordkeepingPractice now!
Recordkeeping - Importance of accurate recordkeeping
Recordkeeping - Importance of accurate recordkeeping
Department Communication - How DFS communicates with licenseesDepartment Communication - How DFS communicates with licenseesPractice now!
Department Communication - How DFS communicates with licensees
Department Communication - How DFS communicates with licensees
Guaranty Association - Coverage provided by the Guaranty AssociationGuaranty Association - Coverage provided by the Guaranty AssociationPractice now!
Guaranty Association - Coverage provided by the Guaranty Association
Guaranty Association - Coverage provided by the Guaranty Association
Other Requirements
Other Requirements
Advertising - Prohibited advertising practicesAdvertising - Prohibited advertising practicesPractice now!
Advertising - Prohibited advertising practices
Advertising - Prohibited advertising practices
Recordkeeping - Types of records to maintainRecordkeeping - Types of records to maintainPractice now!
Recordkeeping - Types of records to maintain
Recordkeeping - Types of records to maintain
Official Communication Methods - Importance of timely responsesOfficial Communication Methods - Importance of timely responsesPractice now!
Official Communication Methods - Importance of timely responses
Official Communication Methods - Importance of timely responses
Compliance with Department Directives - Key directives and compliance guidelinesCompliance with Department Directives - Key directives and compliance guidelinesPractice now!
Compliance with Department Directives - Key directives and compliance guidelines
Compliance with Department Directives - Key directives and compliance guidelines
Department Communication
Department Communication
Key Functions of the Department of Financial Services (DFS)Key Functions of the Department of Financial Services (DFS)Practice now!
Key Functions of the Department of Financial Services (DFS)
Key Functions of the Department of Financial Services (DFS)
Guaranty Association
Guaranty Association
Florida Life & Health Insurance Guaranty AssociationFlorida Life & Health Insurance Guaranty AssociationPractice now!
Florida Life & Health Insurance Guaranty Association
Florida Life & Health Insurance Guaranty Association
Insurance Law and Updates
Insurance Law and Updates
New Florida Law Updates
New Florida Law Updates
Recent Legislation - Summary of newly enacted lawsRecent Legislation - Summary of newly enacted lawsPractice now!
Recent Legislation - Summary of newly enacted laws
Recent Legislation - Summary of newly enacted laws
Changes in Regulatory Compliance - Adapting to recent changes in regulationsChanges in Regulatory Compliance - Adapting to recent changes in regulationsPractice now!
Changes in Regulatory Compliance - Adapting to recent changes in regulations
Changes in Regulatory Compliance - Adapting to recent changes in regulations
Pertinent Federal Law Review
Pertinent Federal Law Review
Federal Laws Affecting Florida Insurance Professionals - Key federal statutes relevant to insurance practiceFederal Laws Affecting Florida Insurance Professionals - Key federal statutes relevant to insurance practicePractice now!
Federal Laws Affecting Florida Insurance Professionals - Key federal statutes relevant to insurance practice
Federal Laws Affecting Florida Insurance Professionals - Key federal statutes relevant to insurance practice
HIPAA, Dodd-Frank, and Other Federal Acts - Overview of the Health Insurance Portability and Accountability Act (HIPAA)HIPAA, Dodd-Frank, and Other Federal Acts - Overview of the Health Insurance Portability and Accountability Act (HIPAA)Practice now!
HIPAA, Dodd-Frank, and Other Federal Acts - Overview of the Health Insurance Portability and Accountability Act (HIPAA)
HIPAA, Dodd-Frank, and Other Federal Acts - Overview of the Health Insurance Portability and Accountability Act (HIPAA)
Ethical Marketing and Product Suitability
Ethical Marketing and Product Suitability
Ethical Marketing Guidelines
Ethical Marketing Guidelines
Ethical Considerations in Marketing Insurance ProductsEthical Considerations in Marketing Insurance ProductsPractice now!
Ethical Considerations in Marketing Insurance Products
Ethical Considerations in Marketing Insurance Products
Product Suitability Analysis
Product Suitability Analysis
Tools and Techniques for Evaluating Client NeedsTools and Techniques for Evaluating Client NeedsPractice now!
Tools and Techniques for Evaluating Client Needs
Tools and Techniques for Evaluating Client Needs
Preventing Unfair Practices
Preventing Unfair Practices
Identifying Common Unfair Practices in InsuranceIdentifying Common Unfair Practices in InsurancePractice now!
Identifying Common Unfair Practices in Insurance
Identifying Common Unfair Practices in Insurance
Recognizing and Reporting Deceptive Sales PracticesRecognizing and Reporting Deceptive Sales PracticesPractice now!
Recognizing and Reporting Deceptive Sales Practices
Recognizing and Reporting Deceptive Sales Practices
Discount Compliance Procedures
Discount Compliance Procedures
Documenting Eligibility for Premium DiscountsDocumenting Eligibility for Premium DiscountsPractice now!
Documenting Eligibility for Premium Discounts
Documenting Eligibility for Premium Discounts
Communicating Discount Availability to ClientsCommunicating Discount Availability to ClientsPractice now!
Communicating Discount Availability to Clients
Communicating Discount Availability to Clients
Disciplinary Trends and Terminology Update
Disciplinary Trends and Terminology Update
Recent Violations & Enforcement Actions
Recent Violations & Enforcement Actions
Unauthorized Products & Entities
Unauthorized Products & Entities
New and Important Terminology
New and Important Terminology
Enhancing Consumer Protection and Education
Enhancing Consumer Protection and Education
Enhanced Consumer Rights and Protections
Enhanced Consumer Rights and Protections
Regulatory Innovations in Consumer ProtectionRegulatory Innovations in Consumer ProtectionPractice now!
Regulatory Innovations in Consumer Protection
Regulatory Innovations in Consumer Protection
Advanced Complaint Resolution Strategies
Advanced Complaint Resolution Strategies
Advanced Steps for Handling Consumer ComplaintsAdvanced Steps for Handling Consumer ComplaintsPractice now!
Advanced Steps for Handling Consumer Complaints
Advanced Steps for Handling Consumer Complaints
Utilizing Technology in Complaint ResolutionUtilizing Technology in Complaint ResolutionPractice now!
Utilizing Technology in Complaint Resolution
Utilizing Technology in Complaint Resolution
Advanced Fraud Detection and Prevention
Advanced Fraud Detection and Prevention
Advanced Techniques for Identifying Insurance FraudAdvanced Techniques for Identifying Insurance FraudPractice now!
Advanced Techniques for Identifying Insurance Fraud
Advanced Techniques for Identifying Insurance Fraud
Utilizing Data Analytics for Fraud PreventionUtilizing Data Analytics for Fraud PreventionPractice now!
Utilizing Data Analytics for Fraud Prevention
Utilizing Data Analytics for Fraud Prevention
Advanced Consumer Education Techniques
Advanced Consumer Education Techniques
Utilizing Social Media for Consumer EducationUtilizing Social Media for Consumer EducationPractice now!
Utilizing Social Media for Consumer Education
Utilizing Social Media for Consumer Education
Advanced Risk Management for Consumers
Advanced Risk Management for Consumers
Innovative Approaches to Assessing Consumer RisksInnovative Approaches to Assessing Consumer RisksPractice now!
Innovative Approaches to Assessing Consumer Risks
Innovative Approaches to Assessing Consumer Risks
Utilizing AI in Tailoring Policies to Consumer NeedsUtilizing AI in Tailoring Policies to Consumer NeedsPractice now!
Utilizing AI in Tailoring Policies to Consumer Needs
Utilizing AI in Tailoring Policies to Consumer Needs
Advanced Claims Management Strategies
Advanced Claims Management Strategies
Effective Claims Processing
Effective Claims Processing
Advanced Documentation Techniques
Advanced Documentation Techniques
Ensuring Compliance with Data Protection LawsEnsuring Compliance with Data Protection LawsPractice now!
Ensuring Compliance with Data Protection Laws
Ensuring Compliance with Data Protection Laws
Enhancing Claims Adjuster Skills
Enhancing Claims Adjuster Skills
Empathy and Communication in Claims HandlingEmpathy and Communication in Claims HandlingPractice now!
Empathy and Communication in Claims Handling
Empathy and Communication in Claims Handling
Innovative Claims Investigation
Innovative Claims Investigation
Utilizing Data Analytics in Claims InvestigationsUtilizing Data Analytics in Claims InvestigationsPractice now!
Utilizing Data Analytics in Claims Investigations
Utilizing Data Analytics in Claims Investigations
Advanced Claims Resolution
Advanced Claims Resolution
Utilizing Alternative Dispute Resolution MethodsUtilizing Alternative Dispute Resolution MethodsPractice now!
Utilizing Alternative Dispute Resolution Methods
Utilizing Alternative Dispute Resolution Methods
Strategies for Preventing Future Claims DisputesStrategies for Preventing Future Claims DisputesPractice now!
Strategies for Preventing Future Claims Disputes
Strategies for Preventing Future Claims Disputes
Risk Management and Policy Underwriting
Risk Management and Policy Underwriting
Introduction to Risk Management
Introduction to Risk Management
Understanding risk and its impact on insuranceUnderstanding risk and its impact on insurancePractice now!
Understanding risk and its impact on insurance
Understanding risk and its impact on insurance
Underwriting Process Overview
Underwriting Process Overview
Role of the underwriter in evaluating applicationsRole of the underwriter in evaluating applicationsPractice now!
Role of the underwriter in evaluating applications
Role of the underwriter in evaluating applications
Factors considered during the underwriting processFactors considered during the underwriting processPractice now!
Factors considered during the underwriting process
Factors considered during the underwriting process
Risk Assessment Techniques
Risk Assessment Techniques
Analyzing risk factors in life, health, and property insuranceAnalyzing risk factors in life, health, and property insurancePractice now!
Analyzing risk factors in life, health, and property insurance
Analyzing risk factors in life, health, and property insurance
Using data and analytics for accurate risk assessmentUsing data and analytics for accurate risk assessmentPractice now!
Using data and analytics for accurate risk assessment
Using data and analytics for accurate risk assessment
Policy Structuring and Customization
Policy Structuring and Customization
Customizing coverage options based on risk profilesCustomizing coverage options based on risk profilesPractice now!
Customizing coverage options based on risk profiles
Customizing coverage options based on risk profiles
Ensuring policy compliance with regulatory standardsEnsuring policy compliance with regulatory standardsPractice now!
Ensuring policy compliance with regulatory standards
Ensuring policy compliance with regulatory standards
Managing High-Risk Policies
Managing High-Risk Policies
Underwriting considerations for high-risk policiesUnderwriting considerations for high-risk policiesPractice now!
Underwriting considerations for high-risk policies
Underwriting considerations for high-risk policies
Managing policyholder expectations with high-risk policiesManaging policyholder expectations with high-risk policiesPractice now!
Managing policyholder expectations with high-risk policies
Managing policyholder expectations with high-risk policies
Professional Development and Career Growth
Professional Development and Career Growth
Ongoing Professional Development
Ongoing Professional Development
Industry Certifications and Advancements
Industry Certifications and Advancements
Advantages of Obtaining Additional CredentialsAdvantages of Obtaining Additional CredentialsPractice now!
Advantages of Obtaining Additional Credentials
Advantages of Obtaining Additional Credentials
Networking Strategies for Success
Networking Strategies for Success
Career Growth in Insurance
Career Growth in Insurance
Data Security and Compliance in Insurance
Data Security and Compliance in Insurance
Insurance Compliance Essentials
Insurance Compliance Essentials
Legal Responsibilities in Insurance
Legal Responsibilities in Insurance
Importance of Professional Liability InsuranceImportance of Professional Liability InsurancePractice now!
Importance of Professional Liability Insurance
Importance of Professional Liability Insurance
Data Privacy and Protection
Data Privacy and Protection
Anti-Money Laundering Procedures
Anti-Money Laundering Procedures
Effective Recordkeeping Practices
Effective Recordkeeping Practices
Enhancing Policyholder Communication and Customer Service
Enhancing Policyholder Communication and Customer Service
Building Trust and Effective Communication
Building Trust and Effective Communication
Handling Policy Inquiries and Resolving Issues
Handling Policy Inquiries and Resolving Issues
Customer Service Best Practices
Customer Service Best Practices
Key Skills for Effective Customer InteractionsKey Skills for Effective Customer InteractionsPractice now!
Key Skills for Effective Customer Interactions
Key Skills for Effective Customer Interactions
Strategies for Dealing with Difficult CustomersStrategies for Dealing with Difficult CustomersPractice now!
Strategies for Dealing with Difficult Customers
Strategies for Dealing with Difficult Customers
Utilizing Technology in Customer Service
Utilizing Technology in Customer Service
Leveraging CRM Tools for Policyholder ManagementLeveraging CRM Tools for Policyholder ManagementPractice now!
Leveraging CRM Tools for Policyholder Management
Leveraging CRM Tools for Policyholder Management
Retention Strategies for Long-Term Policyholder Relationships
Retention Strategies for Long-Term Policyholder Relationships
Conducting Policy Reviews for Customer RetentionConducting Policy Reviews for Customer RetentionPractice now!
Conducting Policy Reviews for Customer Retention
Conducting Policy Reviews for Customer Retention
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